本条第一款所称保险价值，以各保险合同中最高的保险价值为准；受损价值是指按照各保险合同中最高的保险价值为标准计算所得的受损额。
ZKPs is a method that allows a person—looking to verify themselves—to answer statements in a manner that establishes trust to the verifying party without unveiling personal or secret information. Take, for example, the problem of 4+4=8. This is something the person looking to be verified knows to be true, but the ZKP method relies on trust. Instead of asking is 4+4=8, the verifier asks a series of questions to determine if the person wanting to be verified is telling the truth (or in this case, knows that to be true). The verifier can ask is 4+4=7; is the sum of 4+4 an even number, and so on and so forth, and after the series of questions, it can determine the veracity of the person’s claims, thereby identifying them.
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